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Law Office of Louis B. Lusk
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   Applied and DENIED?    Louis B. Lusk 
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Law Office of Louis B. Lusk
Louis Lusk

233 peachtree street suite 850
Atlanta GA 30303
(404) 250-7000

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Law Office of Louis B. Lusk

Please Call : 404-250-7000

About Social Security Disability

If you are disabled as a result of illnesses, injuries, or a combination of both, you may qualify for social security disability. There are essentially two kinds of social security disability: “SSI” (Supplemental Security Income) benefits and “SSDI” (Social Security Disability Insurance) benefits.

SSI benefits are available to disabled individuals meet certain non-medical requirements involving money and income issues. SSI is available only to people with very limited income and resources, regardless of disability. In other words, even a truly disabled person would not qualify for SSI if he or she made or had too much money or resources.

As of 2010, the “resource limit” is $2,000.00 for an individual and $3,000.00 for a married couple. In other words, if an individual has $2,000.00 and/or owns $2,000.00 worth of property, he would not qualify for SSI. There are some resources, however, that the Social Security Administration (SSA) does not include when calculating the resource limits. For example, the home you live in and one vehicle you or a family member uses for transportation is not included in establishing the value of your resources.

As for income, your “countable income” must not exceed a certain amount in order for you to qualify for SSI. These income limits vary by state, and also by the living arrangements of the individual. The SSA does not count all of your income, however, when determining whether the income limits have been met. For example, the first $20.00 per month of most income and the value of food stamps you receive is not counted.

The rules and regulations involving income and resource limits are complex and can be confusing. An experienced social security disability attorney should be consulted if you are denied SSI based on not meeting these “non-medical” requirements.

S.S.D.I. stands for “Social Security Disability Insurance”. SSDI disability benefits are also available to disabled individuals who meet certain non-medical requirements. The non-medical requirements that must be met to qualify for SSDI benefits involve “work credits.” You must have worked long enough and paid enough social security taxes (F.I.C.A. withholding) to qualify. Generally, you must have worked five of the last ten years to accumulate enough work credits to qualify. However, the complete requirements to qualify for SSDI vary based on factors like the age of the applicant, so an experienced social security disability attorney should be consulted about the facts of your particular situation.

If you meet the non-medical requirements for SSI and/or SSDI, your next step is to prove you are disabled. The Social Security Administration defines disability as the inability to engage in any “substantial gainful employment” by reason of a medically determinable physical or mental impairment(s) which can be expected to result in death or which has lasted or can be expected to last at least 12 months. You have the burden of proving disability. An experienced disability attorney can assist you in gathering and presenting the evidence of your disability to the SSA, and can greatly increase your chances of winning a social security disability claim.

So if you need to apply for social security disability, if you have already applied and are waiting on a decision, or if you applied and were turned down-- call me for a free consultation or simply fill out the Free Evaluation form.

I look forward to helping you with your social security disability claim!

Louis B. Lusk

Please Call : 404-250-7000

Attorney at Law
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Phone: (404) 250-7000
Fax: (404) 525-2017

233 Peachtree Street NE
Suite 850
Atlanta, Georgia 30303


J.D., University of Georgia, 1988

B.A., Auburn University, 1982

Jurisdictions Admitted to Practice

United States District Courts, 1988
Georgia, 1988
Alabama, 1994

Professional & Bar Association Memberships

Georgia State Bar
Member Since: 1988

Alabama State Bar
Member Since: 1994

Atlanta Bar Association
Member Since: 1999

National Organization of Social Security Claimants Representatives
Member Since: 2008

Please Call : 404-250-7000

Atlanta GA Social Security Lawyer

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