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Children and Social Security

Posted on:2/18/2013
For the purpose of social security, disability is not all about health and diagnoses. Social Security places more emphasis on functional limitation.

When determining if a child is eligible for benefit, the Social Security Administration will see if the mental or physical condition of the child will have functional limitations on the child in the long run. In the case of adults, the Social Security Administration will focus more on the person's ability to work and earn a living.


A child who is suffering from a mental or physical condition that severely limits his activities will qualify for social security benefits. The disability must last for 1 year or more (or result in death). The points that the Social Security Administration will look into include whether the disability limits the daily activities of the child and whether the child needs assistance such as medial equipment or special education. To make the determination, the state agency will collect the information from the parents and others including the doctors treating the child, school, etc.


Even if the child is disabled according to the Social Security Administration, whether or not the child is eligible for benefits will depend on the income of the parents. When calculating the income of the parents, a part of the income and the value of the some assets the parents own are taken into consideration. The child will receive the benefits if the parents' income is low. Many factors offset the income but some big ticket items like the house generally do not count.
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