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Disability and Social security

Posted on:3/3/2013
An individual may qualify to receive Social Security disability benefits if he or she has worked for a certain period of time in covered employment, during which both the individual and employer made contributions through payroll taxes.


An equally disabled individual who did not work long enough in covered employment will not qualify for Social Security disability benefits. An entitlement program may (as in Social Security) or may not (as in Supplemental Security Income) be insurance based.

 

The Supplemental Security Income program provides the first, and only, nationally guaranteed minimum level of income to a particular segment of the population -- the aged, blind, and disabled. A significant number of disabled persons are ineligible for social security benefits, some because they fail the medical test, others because their earnings are too high, and some others because they do not have enough quarters of coverage.

 

Disabled persons who do not satisfy Social Security Disability Insurance criteria, as well as those with relatively low SSDI benefits, may qualify for SSI payments. SSI is the basic federal program providing cash assistance to low-income people who are elderly, blind, or disabled. There are uniform federal eligibility standards, and a basic federal benefit level. Some states supplement federal benefits with their own . While SSI provides an important source of income to those who meet its stringent eligibility standards, many people with some level of disability or substantial barriers to employment do not qualify.


  
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What is Social Security Disability? SSDI SSI
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