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Social Security Disability Income

Posted on:4/3/2013
The legislative antecedent of the SSA was the Social Security Act, signed into law by President Franklin Roosevelt on 14 August 1935.


The act stemmed from the president's desires to prepare a comprehensive economic security program, including unemployment compensation and oldage insurance components, in time for congressional consideration in January 1935. The Social Security Administration runs the Social Security Disability Insurance and Supplemental Security Income programs.

 

The Social Security Disability Insurance program provides monthly cash benefits to workers under age 65 who become disabled and can no longer work because of the disability. Benefits become available after a five-month waiting period.

 

Few prospects are more frightening than becoming unable to work because of a disability. Although some employers offer insurance for such an eventuality, and private disability insurance is available, even today only about one in four working Americans are covered under such insurance. Unless one is wealthy, suffering a disability without insurance could mean an ensuing lifetime of unemployment and poverty. The original Social Security Act included no provisions for disability, except for the Title X grant-in-aid program for the blind. In 1956, this was rectified. The Old-Age and Survivors Insurance program (OASI) was refashioned to include disabled workers. Not only was the first major new federal program added to Social Security since its passage in 1935, but it has become the primary financial protection against job loss due to disability for most working Americans. Social Security disability insurance today covers 95 percent of American workers. The 1956 amendments thus filled a serious gap in America's system of social insurance.


  
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How Does Social Security Define Disability? Disability Determination Disability Application Process
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What is Social Security Disability? SSDI SSI
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